Bajaj Finserv offers personal loans to salaried and self-employed applicants for loan amounts of up to 35 Lakhs. Bajaj Finserv offers pre-approved personal loans offer to their existing and new customers. They grant personal loans to cover all immediate goals like education expenses, medical necessities, home renovation expenses, marriage costs, etc. They provide special personal loans to Doctors and Chartered Accountants. Bajaj Finserv Personal Loan Key Information
· Applicants must be salaried, self-employed, businessman, or professional. · You can avail of loan amounts varying between Rs.1 Lakh to Rs.35 Lakhs. · Minimum loan repayment tenure is 1 year and the maximum repayment tenure is 7 years. · Starting interest rate of Bajaj Finserv personal loan is 11% per annum. · Processing fees are up to 3.84% of the loan amount (inclusive of taxes). · Age limit of the loan applicants may vary between 21 years to 67 years. · Minimum monthly income required is Rs.22,000. Bajaj Finserv Personal Loan Eligibility Criteria Bajaj Finserv personal loan eligibility standards or criteria are fixed on the basis of age, an individual’s occupation, net monthly income, credit score, and nationality of its loan applicants. Mentioned below are the loan eligibility principles set by them. 1. Eligibility Criteria for Salaried Applicants • Bajaj Finserv personal loan applicants must be Indian residents. • Age limit may vary between 21 to 67 years. • Applicants must be employed with a public, private, or MNC. • Minimum mandatory CIBIL score is 750 or higher. • Minimum salary required in Rs.22,000 p.m. (monthly salary based on the current city). Minimum Salary Requirement of Bajaj Finserv Personal Loan (City-wise) The city in which you’re living now and your current salary are the two important factors to avail loan from Bajaj Finserv. They offer loans across more than 3,000 cities in India. Check the below detail to get an idea about their city-wise salary eligibility while availing of Bajaj Finserv Personal Loan. • The personal loan applicants/borrowers from cities like Bangalore, Pune, Noida, Mumbai, Thane, Delhi, Coimbatore, Chennai, Hyderabad, the minimum mandatory monthly income is Rs.35,000 • For Ahmedabad and Kolkata- The minimum essential monthly income is Rs.30,000 • In the case of loan applicants from Jaipur, Nagpur, Cochin, Chandigarh, and Surat, the minimum essential income should be Rs.28,000 p.m. • Rs.25,000 p.m. for cities like Lucknow, Goa, Baroda, Vizag, Bhubaneshwar, Nasik, Aurangabad, Bhopal, Madurai, Mysore, Indore, Kolhapur, Jamnagar, Trichy, Jodhpur, Calicut, Raipur, Rajkot. • Other cities- Rs.22,000 per month. 2. Self-Employed Applicants (Professional or Non-professional) • Borrower’s age must vary between 24 years to 70 years. • Person must be a resident of India. • Applicant’s credit score should be 750 to 900. • Business experience of at least 3 years is compulsory. 3. Doctors Eligibility Standards • Applicants must have MBBS degree needs to be registered with the relevant medical council. (Super specialist, postgraduate, specialized diploma, PG diploma) • Immediately after registration with the appropriate medical council- MBBS. • Dentists or MDS having a minimum of 5 years of experience from the date of medical registration. • BAMS or BHMS- Ayurvedic & Homeopathic doctors have an experience of at least 2 years from the date of registration (medical). 4. Chartered Accountants Eligibility Standards • The personal loan applicant must have a certificate of participation that is active for at least 4 years. The C.A. owns a house, office, and any rental property at a location where Bajaj Finserv operates. Source- https://saralcredit.godaddysites.com/f/eligibility-criteria-of-bajaj-finserv-personal-loansaralcredit.godaddysites.com/f/eligibility-criteria-of-bajaj-finserv-personal-loan
0 Comments
Leave a Reply. |