HDFC Bank offers personal loans up to Rs.40 Lakhs to salaried or self-employed individuals at starting interest rate of 11% per annum, with flexible repayment tenure of up to 5 years and you will get disbursement with less paperwork. Features of HDFC Bank Personal Loan
The following are eligible standards to apply for a HDFC Bank Personal Loan:
HDFC Personal Loan Interest Rate HDFC personal loan interest rates differ between 11.00% p.a. to 21% p.a. The final interest rates offered to the loan applicant would change according to the CIBIL score, net monthly income, job profile, employer’s profile, etc. HDFC Bank Personal Loan- Loan Amount, Loan Tenure, Processing Fees, and Other Charges Loan Amount Rs.50,000-Rs.40,00,000 Loan Tenure 1 year-5 years Processing Fees Up to Rs4999/- Foreclosure charges or part payment charges Tenure of 13-24 months – 4% of principal outstanding Tenure of 25-36 months – 3% of principal outstanding More than 36 months – 2% of principal outstanding Overdue EMI interest 2% p.m. on EMI / Principal Overdue Loan Cancellation Charges and Rebooking Charges NIL for Loan cancellation (client would be charged interest for the interim period between the date of the loan disbursement and loan cancellation and Processing Fees would be retained.). Rs.1000 for rebooking the loan. Source- https://writeupcafe.com/hdfc-bank-personal-loan-apply-online/
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